What to Do After a Truck Accident in Minnesota
February 15, 2024 – Paul W. Schroepfer & Robert A. Correia
Recently, tragedy struck on Minnesota’s roads, reminding us of the ever-present risk of commercial truck accidents. A young man, just 22 years old, tragically lost his life in a head-on collision with a semi on Highway 59. Details remain uncertain, as investigators seek to determine which vehicle crossed the center line on the two-lane highway, but the stark reality of the outcome leaves a painful imprint on our community.
This heartbreaking incident isn’t an isolated event. The sheer size and weight of commercial vehicles mean any collision can have devastating consequences. In Minnesota, despite the relatively small number of trucks on the road compared to passenger vehicles, they tragically account for 20% of all fatal crashes.
These accidents bring to light the severe risks associated with the size and weight of commercial vehicles—risks that often lead to catastrophic outcomes for those in smaller vehicles. Data from the Insurance Institute for Highway Safety-Highway Loss Data Institute reveals that occupants of passenger cars disproportionately suffer in these crashes, underlining the grim reality of such encounters.
Against this backdrop, the thought of a collision with a commercial truck is a pressing concern for Minnesota drivers. This blog, drawing on decades of combined experience from our Minneapolis truck accident attorneys, offers some practical advice on what to do after a truck accident and common pitfalls to avoid.
If you’ve been injured in such an accident and in search of personalized guidance, we extend our support and invite you to reach out by contacting us at (612) 333-3343 for a complimentary consultation. At Robichaud, Schroepfer & Correia, our team is dedicated to providing the individualized attention and support you need during these challenging times.
Ensure Immediate Safety
First, assess the safety of your situation. If possible, move your vehicle to the side of the road to avoid obstructing traffic and to minimize the risk of further collisions. Turn on your hazard lights to alert other drivers.
Check for Injuries and Call for Emergency Services
Assess yourself and others for injuries. Even if injuries seem minor, it’s critical to call 911. Emergency responders will provide necessary medical attention and ensure the scene is safely managed.
Document the Accident Scene
Once you’ve ensured everyone’s safety and called for help, start documenting the accident scene. Use your phone to take photographs from different angles, capturing vehicle positions, damage, road conditions, traffic signs, and any relevant environmental factors. If there are skid marks or debris on the road, photograph these as well.
Exchange Information
Exchange contact and insurance information with the truck driver and any other involved parties. Be sure to note the truck’s license plate, the driver’s name, insurance policy number, and the trucking company’s name and contact information.
Collect Witness Information
If there are witnesses, ask for their names and contact information. Witness statements can be invaluable in piecing together how the accident occurred.
Seek Medical Attention
Even if you feel fine, it’s crucial to get a medical evaluation as soon as possible after the accident. Some injuries, particularly internal ones, may not be immediately apparent. A timely medical examination will also create a record of your injuries, which is essential for any insurance or legal claims.
Notify Your Insurance Company
Inform your insurance provider about the accident, but be cautious about the details you share initially. Stick to basic information and avoid admitting fault or speculating about the accident’s causes.
Keep a Detailed Record
Start a file for all documents related to the accident, including medical reports, police reports, correspondence with insurance companies, receipts for any expenses incurred due to the accident (medical bills, towing, rental cars), and notes from conversations with insurance adjusters or attorneys.
Consult with a Truck Accident Attorney
Truck accident claims can be complex due to the involvement of commercial entities, multiple insurance policies, and specific regulations governing commercial vehicles. Consulting with an attorney experienced in truck accidents can help you navigate the legal landscape, advocate on your behalf, and maximize your compensation.
Common Pitfalls to Avoid
After understanding the essential steps to take following a truck accident, it’s equally crucial to recognize the actions and decisions that can inadvertently harm your case. Here’s a list of critical mistakes to avoid in the aftermath:
Do Not Leave the Scene
Leaving the scene of an accident can result in legal penalties and may complicate your insurance claim.
Avoid Admitting Fault
Don’t make statements that could be interpreted as an admission of fault. The investigation may reveal factors that you’re unaware of, which could affect liability.
Don’t Neglect Medical Care
Skipping a medical evaluation can hurt your health and weaken your case, as insurers may argue that your injuries were not serious or were unrelated to the accident.
Resist Settling Quickly
Insurance companies may offer a quick settlement to minimize their payout. Accepting an offer without understanding the full extent of your damages and future medical needs can result in inadequate compensation.
Don’t Provide Recorded Statements
Insurance adjusters may ask for a recorded statement under the guise of processing your claim. Politely decline until you have consulted with your attorney, as these statements can be used against you.
Avoid Social Media
Posting about your accident, injuries, or legal proceedings on social media can undermine your claim. Insurers and legal parties may access these posts and use them to dispute your account of the accident or the severity of your injuries.
Don’t Sign Documents Without Review
Insurance companies may present documents for you to sign, claiming they are routine. Always have an attorney review any legal documents before signing to ensure they are in your best interest.
The aftermath of a truck accident in Minnesota can be a tumultuous journey. While navigating shock and physical injuries, crucial decisions must be made to optimize your physical recovery, financial security, and legal rights. Understanding your legal rights with the guidance of an experienced Minneapolis truck accident lawyer strengthens your position for pursuing fair compensation and paves the way for a successful resolution.
Injured in a Minnesota Truck Accident? Experience the Robichaud, Schroepfer & Correia, P.A. Difference
If you or someone you love has experienced a truck accident in Minnesota, securing an advocate well-versed in truck accident litigation is crucial. At Robichaud, Schroepfer & Correia, P.A., our team of truck accident attorneys brings together decades of experience in navigating the complexities of such cases, dedicated to securing maximum compensation for our clients after a distressing commercial vehicle incident.
Start your journey to justice with a free consultation. We are committed to your cause, working on a contingency basis – you won’t pay unless we win your case. Our goal is to secure full compensation for you, covering all damages from medical expenses to lost wages, pain and suffering, and necessary vehicle repairs.
In cases of wrongful death, our empathetic team stands ready to support families in their quest for justice and appropriate compensation. With our track record of significant settlements and a relentless commitment to safety and accountability, choosing us means choosing a partner dedicated not only to your individual case but to advocating for safer roads across Minnesota.
Let us be your trusted partner. Contact us for a FREE consultation at (612) 333-3343 to speak with a Minneapolis personal injury lawyer. If more convenient, you can complete our online form.
Remember, we’re committed to delivering individualized attention and vital support when you need it the most.
Copyright © 2024. Robichaud, Schroepfer & Correia, P.A. All rights reserved.
The information in this blog post (“post”) is provided for general informational purposes only and may not reflect the current law in your jurisdiction. No information in this post should be construed as legal advice from the individual author or the law firm, nor is it intended to be a substitute for legal counsel on any subject matter. No reader of this post should act or refrain from acting based on any information included in or accessible through this post without seeking the appropriate legal or other professional advice on the particular facts and circumstances at issue from a lawyer licensed in the recipient’s state, country, or other appropriate licensing jurisdiction.
Robichaud, Schroepfer & Correia, P.A.
1601 HENNEPIN AVE, SUITE 200
MINNEAPOLIS, MN 55403
(612) 333-3343
https://robichaudlaw.com/
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